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Another way you might obtain a credit card for bad credit is to apply through a retail store, such as a smaller department store. Many times, these establishments are more likely to accept an application than large stores or credit card companies. In the event that you are approved, make sure that pay your balance on time and that you make only small purchases. If you ask someone who you trust to cosign for a credit card as another option, make sure that they have a good credit record. This could help you boost your credit rating if you pay back at least the minimum balance on time every month.